It’s been years since the crisis of 2008-09 is still in minds of everyone and the Dow Jones with all the time highs and all these are very important to traders and investors mostly those who are about to retire to avoid big loss on their capital due to regular location of the market. This is where one should consider the protection of his/her assets online to avoid catastrophic loses that comes with the down dive of the market. The decent down side that comes with the planning is the gains you can give in exchange for the more security you want.How you can protect your principal only at the end of the day? The best option we give to you is to have much risked you are comfortable with and not over react on it.Online Saving AccountsMany of the financial magazines have highlighted the high-end saving accounts can be a smart option depends upon your situation because the money is volatile in the market and it can be protected by FDIC insurance policy. Let`s begin with more insight:Accounts for Money MarketIt is a hybrid bank account that has some benefits of a saving account but has the quality of high returns and better money management. You can open your money market account at any bank with your money you can get high interest rate, access to checks you write and protection of principal wholly.If you don’t like to go with a bank you can open money market account with any breakage firm that offers online account management for you with collaboration of other banks with tons of options.Certificates of DepositsThis is another option at your disposal when you can interest in protection of your capital and nowadays FDIC insurance is really playing its role in protection of the assists of their customers. Many experts given their statement on it because it increases the return greatly down the line and you can make goals of having your investment mature at regular intervals of time and all your money keep save with them.Power of Principal BondsThese bonds are another option for investors who want to grow their principal with protection. When you buy a bond you are acutely giving income to your government or state and most of these government or states exempt income taxes on it so you can save money on taxes. If you trust the states or government to repay monies borrowed by you, you can simply buy municipal bonds at a fair bet. Interest rates on these bonds may vary and you can easily earn 6% or more on your money hence the benefits and risk make them a smart option for any investor who like to be protected.Saving Bonds of U.SThere are few types of saving bones and U.S saving bonds is one of them and they work in their own way which also offers principal protection with little risk at hand. You just get fixed rate of return and inflation which is very minor in return and other component that returned is adjusted after a period of months sometimes up and down. With these bonds, you get fixed return that is added to bond each month and rates stay low. US treasury promises to double it if you keep it hold for more than 20 years until it reaches maturity. You`ll also get fixed rate mines every withdraw fees if you don’t keep it for 20 years of maturity.Inflation ProtectionUS treasure offers another type of low risk bond option to get from which is called “Treasury inflation protection securities” (TIPS). It offers fixed rate of interest that never changes whole life of the bond plus it has inflation protection that is guaranteed by US government and the states as well. When inflation goes up, it bring up the invest value as well which is another option of protection in it. You can purchase them mutually or individually at any bank if your goal is protection of principal and investing in TIPS to have it your best move ever. So just get in if you find it feasible for your long term goals.